Funding for healthcare courses
This page explains the funding available to you if you are a new student starting a healthcare course at UWE Bristol after 1 September 2017. This section is an overview of the funding changes announced by the government following a major review of the student funding system.
Please be aware that the government has not yet outlined all the details, which may not be known until spring or summer 2017. Further information can be found on the Council of Deans for Health website and on the Government website at Gov.UK.
Funding for new students beginning healthcare courses
From 1 September 2017, new students starting any of the following courses at UWE Bristol will need to apply for maintenance and tuition fee loans: Nursing (adult, children’s, learning disabilities and mental health), Midwifery, Occupational Therapy, Physiotherapy, Radiotherapy and Oncology and Diagnostic Imaging.
Which students are affected?
The changes will affect UK and EU students who are starting their healthcare course after 1 September 2017.
The changes may affect students who started a Foundation year in a Health Professions course in 2016/17. These students may be funded under the new funding regime when they move onto the healthcare course in 2017/18 after the foundation year.
Funding for students who start their healthcare courses before 1 September 2017
The changes will not affect students who start their healthcare courses prior to 1 September 2017 and are continuing on their courses in 2017/18. In this case, your funding will remain the same. Please view our funding for healthcare courses 2016-17 information.
What funding will be available to new students starting a healthcare course in 2017/18?
From September 2017, funding for tuition fees and living costs will no longer be provided by the NHS Bursary Services Authority for new UK or EU students studying in England.
English and Welsh students
The information below refers to the funding that will be provided by Student Finance England, although some of the specific details have yet to be confirmed. It also refers to the funding that is likely to be available from Student Finance Wales. As Student Finance Wales have not yet confirmed the details of the funding package for healthcare courses for 2017/18, this information is based on the funding package currently available from Student Finance Wales for all other courses.
Scottish and Northern Irish students
Scottish and Northern Irish students will receive a slightly different package of support than that described on this page. Further details be available later on in 2017 from:
Further information about funding
Money to pay tuition fees
Money for living costs
UK students can apply to Student Finance for living cost support that is significantly higher than the previous level of NHS-funding that was available under the old NHS Bursary scheme in 2016/17. For example, the maximum amount that a Midwifery student received for maintenance under the old NHS bursary scheme in 2016/17 was £7,815 (of which £2,324 was repayable). Under the changes to funding, that student would receive a loan of up to £9,780.
Welsh students can also apply for living costs support that is significantly higher than the previous level of NHS-funding. Using the same example above, under the proposed changes the maximum amount that a Midwifery student would receive for maintenance would be a Welsh Assembly Learning Grant of up to £5,161 and a loan of up to £6,142.
Will I receive more money while I study?
Compared to the old NHS Bursary scheme, you will receive approximately 25% more money while you study. The funding from the NHS has not increased significantly for eight years. This causes financial hardship and in particular, the NHS Childcare Allowance has not kept up with the rising cost of childcare for many years.
|Old NHS Bursary Scheme in 2016/17||Proposed funding in 2017/18 Student Finance England|
|Tuition Fees||Paid by the NHS||Fee loan of £9,250|
|Maximum living cost funding for students living away from parental home||Midwifery||£7,815||Up to £9,780|
Nursing: all types
|Radiotherapy Occupational Therapy||£6,639||£9,240|
|Additional funding for single parents or disabled students||0||Up to £1,179|
|£128 per week||£155 per week|
two or more children
|£191 per week||£266 per week|
Please note that the figures below are subject to approval by the National Assembly for Wales.
|Old NHS Bursary Scheme in 2016/17||Proposed funding in 2017/18 Student Finance Wales|
|Tuition Fees||Paid by the NHS||Fee loan £4,296
Fee grant £4,954
|Maximum living cost funding for students living away from parental home||Midwifery||£7,815||Up to £11,303*
Nursing: all types
|Radiotherapy Occupational Therapy||£6,639||£10,583*|
|Additional funding for single parents or disabled students||0||Up to £2,580|
|£128 per week||£161 per week|
two or more children
|£191 per week||£274 per week|
*of which £5,161 is made up of a non-repayable grant.
Scottish and Northern Irish students
Scottish and Northern Irish students will receive a slightly different package of support than that described below. Further details be available later on in 2017 from:
Will there be funding if I’ve already done a degree?
The government has confirmed that students who already have a degree will still be able to receive funding from Student Finance to study a healthcare course as a second degree. The government's stated intention is that all previous higher education study will be disregarded and, therefore, will not reduce the funding available from Student Finance to study a healthcare course.
Is there any non-repayable funding from Student Finance England?
Is there any support for travel and accommodation costs associated with attending the placements?
You will be entitled to claim travel and accommodation expenses for costs incurred over and above daily travel costs to university. If additional accommodation is needed to enable you to attend your placement, you can claim up to £55 per night for commercial accommodation, such as a hotel or bed and breakfast, and £25 per night for non-commercial accommodation, such as staying with friends or family.
How much will I need to borrow from the Student Loan Company?
If you take out the tuition fee loan each year of your course and the full maintenance loan, your annual borrowing will be around £9,877 (Welsh students) and £18,670 (English students), depending on your course, your household income and where you live while you study. Over three years, this loan will total around £29,631 (Welsh students) and £56,010 (English students).
Compared to the levels of borrowing under the old NHS Bursary scheme of £6,460 after three years, this can be a daunting prospect. Please ensure you consider the section How much will my degree actually cost? below when making this decision.
Is interest charged on these loans?
Yes, the maximum interest rate is inflation rate (also known as retail price index) + 3%. Inflation rate is currently 1.6%. This rate is applied during your studies and until the April after you graduate.
After you complete your course, the interest rate will depend on your graduate earnings. The maximum is inflation rate + 3% and the minimum is inflation rate only.
How do I repay these loans?
Will the loan affect my ability to get a mortgage?
How much will my degree actually cost?
The figures below correspond to the pay scales most common for NHS nursing staff for 2016/17:
Repayment over 30 years
Amount 'written off'
The higher your graduate earnings, the more you repay. The government’s own estimate is that 60% of students will have student loan debt written off at the end of 30 years.
Where can I get more information on available funding?
Further details are likely to be available via the following websites over the coming months: