Students sat working at desks on Frenchay Campus

Full-time Home (UK) student funding

It is important to check out your own funding situation by referring to the official webpages. The information below is a broad overview only and subject to change.

Student Finance England funding

This information is for students living in England looking to apply for funding from Student Finance England (SFE). Don't forget to check whether you are eligible for the UWE Bursary.

More detailed information for students from Scotland, Northern Ireland and Wales is available from the Student Awards Agency for Scotland, Student Finance Northern Ireland, and Student Finance Wales.

Applications for funding 2017/18

You can apply for funding early in the new year. To ensure your application is processed before the start of your course, please submit your application online before the end of May 2017.

If you miss this date, don't panic - the statutory deadline for applications is 31 May 2018 for both new and returning students.

See our top tips for making a funding application.

Student Finance funding queries

If you have already applied for Student Finance funding and have a query relating to your application, please see our Student Finance FAQs page.

Please note: There is a different process for students from Scotland, Wales and Northern Ireland.

Student funding video guides

We have produced a series of video guides to help you understand undergraduate fees and funding:

View the series playlist.

Tuition fee support

Fee Loan

You can apply for a non means-tested loan up to the maximum of £9,250 each year to cover the full amount of your tuition fees. You can choose to borrow a lesser amount (or none). If the tuition fees rise in 2018/19, the fee loan will also increase. Eligibility for the loan may be affected if you have previously studied in higher education even if you paid the fees yourself. View details on previous study and Student Finance funding.

The fee loan is paid directly to the University. See below for information on repaying your fee loans.

Living costs support

The maintenance loan

This loan of up to £8,430 in 2017/18 is for your living expenses and is paid into your bank account at the beginning of each term. If you live with your parents during your studies, the maximum loan is £7,097.

As UWE Bristol’s academic year is longer than 30 weeks each year, our students may receive Longer Courses Loans at £90 per week (£59 if living with parents) for three or four weeks depending on the course you are studying.

Your household income can reduce the loan by up to 54%. The remainder is not affected by your household income.

If you are a lone parent or a student in receipt of either DLA or PIP, you may be entitled to a larger loan.  For more information, see Student parents or Disabled students.

Find out whether you are eligible for the UWE Bursary.

See below for information on repaying your loans.

Placement support

Finance for a placement year

The tuition fees charged and the funding available is different if you take a placement year as part of your degree.

Tuition fees

The tuition fees for your placement year are between £1,125 and £1,800. You can apply for a tuition fee loan to cover the fees.

Living costs funding

If you are on a paid or unpaid placement, you are eligible for a reduced living cost loan of £2,553 (£1,915 if living with your parents). However, if you are on an unpaid placement in one of the following institutions, you will be eligible for the full package of funding as for a standard year of study:

  • A hospital or in a public health service laboratory or with a clinical commissioning group in the UK
  • A local authority in the UK acting in the exercise of its functions relating to the care of children and young persons health or welfare, or with a voluntary organisation providing facilities or carrying out activities of a similar nature in the UK.
  • A local authority acting in the exercise of public health functions.
  • The prison or probation and aftercare service in the UK.  
  • A UK institution doing unpaid research.  
  • A Special Health Authority, the NHS Commissioning Board, the National Institute for Care and Excellence, the Health and Social Care Information Centre, a Local Health Board, a Health Board or a Special Health Board in Scotland, or a Health and Social Services Board in Northern Ireland.
  • Unpaid service in the UK Parliament

Please note: Students on placements are not eligible for Disabled Students Allowances.

Other financial support for paid placements

If you are over 25 and working 30 hours or more, you may be eligible for working tax credits. This can include help with childcare costs. Contact the Tax Credit Helpline for a claim form on +44 (0)345 300 3900.

For help with obtaining a placement, see our Placement web pages.

Finance at a glance

Finance for 2017

Part of your funding depends on household income. So to work out how much you could get, you need to know who is in your household and what income counts. See further information on means-tested funding:

Gross taxable household income of parents’ or partner’s Maintenance loan for students living away from home Maintenance loan for students living with their parents
£25,000 or less £8,430 £7,097
£30,000 £7,825 £6,499
£35,000 £7,220 £5,901
£40,000 £6,615 £5,303
£45,000 £6,009 £4,705
£50,000 £5,404 £4,107
£55,000 £4,799 £3,509
£60,000 £4,193 £3,124
Over £62,100 £3,928 £3,124


How much will my degree cost?

Repaying your student loan 

When will students have to start repaying their loan?

Full-time students start to repay their tuition and maintenance loan in the April after leaving higher education but only when and if they are earning at least £21,000.

Part-time students will become liable to repay from the April after the fourth year of study (a part-time student starting in 2017 would become liable to repay from April 2022, but only if they are earning over £21,000).

What if they earn less than £21,000?

If for any reason the graduate's income falls below £21,000, their repayments will be suspended.

How much will students be repaying each month?

Repayments will be 9% of income above £21,000, so the amount repaid each month will depend on earnings, eg someone earning £21,500 would initially make repayments of just £4 per month.

Check out how roughly much you should expect to repay on the repayment calculator.

Is the repayment earnings threshold likely to change?

When the government introduced these loans for the 2012/13 academic year, they announced that the threshold will increase in line with earnings from 2017 onwards. In the recent spending review, the government has suggested that increasing the threshold will not be considered until after April 2021.

How will interest affect the loan?

Interest on the loan will be charged at inflation rate (Retail Price Index) plus 3% while you are studying, and up until the April after you leave university. For part-time students, this interest rate will be charged for the first four years of study. Retail Price Index (RPI) is currently £1.6% from September 2016 to August 2017.

Once you graduate (or after the fourth year of study as a part-time student), the interest charged over Retail Prices Index (RPI) will depend on your earnings. If you don’t earn enough to repay the loan, ie under £21,000, the interest rate is RPI only. The maximum interest rate is RPI plus 3% which is charged while you study and when you earn more than £41,000.

How long will students be making repayments for?

All outstanding repayments will be written off after 30 years.

How will students make the repayments?

The repayment process is simple as it will be deducted automatically from pay through the tax system. If you live outside the UK, you will need to set up repayments with the Student Loan Company.

Repayments, interest rates and earnings at a glance

If you borrow the maximum fee and maintenance loan each year of a three-year course, your outstanding balance will be £53,040. The interest accrued during your studies will be just over £4,500 (based on an RPI of 1.6%).

Gross Taxable Income Net Monthly wage Monthly repay-
Annual repay-
Annual interest on £51,600 Estimated interest rate (RPI = 0.9%)
£20,000 £1,397 £0 £0 £849 1.6%
£26,000 £1,737 £38 £450 £1,247 2.35%
£31,000 £2,020 £75 £900 £1,238 3.1%
£36,000 £2,303 £113 £1,350 £2,043 3.85%
£41,000 £2,587 £150 £1,800 £2,440 4.6%
£46,000 £2,845 £188 £2,250 £2,440 4.6%
£56,000 £3,328 £262 £3,150 £2,440 4.6%

In the repayment modelled above, until you earn over £46,000, your annual repayments are less than the interest that is added to your account annually.  So only those earning a considerable annual salary are likely to repay their student loans off in full.

How much will I repay over 30 years?

How much you repay will depend on how you owe, how much you earn and the level of inflation. If your earnings and repayment threshold stayed the same for the 30-year term, you can see below how much your degree may cost you.

Gross taxable earnings Total repaid over 30 years Amount ‘written-off’
£20,000 or less £0 £53,040
£26,000 £13,500 £39,540
£36,000 £40,500 £12,540
£40,000 £51,300 £1,740

Social Work programmes

Social Work Bursary

If you are studying a Social Work programme you may be eligible, on top of the funding described above, for a Social Work Bursary in years two and three of your course. The residency requirements for the Bursary restrict eligibility to English resident students studying at UWE Bristol. The Bursary is provided by NHS Business Service Authority (NHSBSA), formerly known as General Social Care Council (GSCC).

The Social Work Bursary is now only paid to selected students in years two and three of their course. This will support those unable to work part-time due to course commitments. Students must take 200 days of placements in years two and three.

The number of bursaries will be capped, which means you may not receive a bursary even if you have successfully passed year one, although you may be eligible for help with placement travel expenses.

How much is the Bursary?

The Social Work Bursary is £4,862.50 for the 2016/7 academic year. We do not know how much the bursary will be for second year students in 2017/8.

Practice placement travel expenses

A contribution of £862.50 for practice placement travel expenses will be paid to eligible students who do not receive one of the capped bursaries. These expenses will be paid in years two and three.

How to apply for the Social Work Bursary

You can apply from 31 May at the end of your first year. The deadline for applications is 30 November.  It is important to apply as soon as you are able to.

How will the NHSBSA decide who receives a bursary?

Students will need to:

  • Meet the outcomes set out at entry level of the PCF (Professional Capabilities Framework) which is owned by the College of Social Work (TCSW) on behalf of the profession; and
  • have already passed the ‘readiness to practice’ threshold (end of Year one studies) which is part of the PCF; and
  • have experience of the sector eg work related, or user/carer experience; and
  • have other work/life experience related to the sector or likely to be of value to the sector.

If too many students remain after the above criteria are applied, then a range of other relevant factors will be taken into account (eg grades/academic points, attendance, admissions criteria).

The NHSBSA's decision on student’s eligibility is final, and there is no appeal process on the bursary.

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